Annual Information

It's important to review your policy at least once a year. Below you'll find information to help ensure your policy is meeting your needs.

Annual Report

An Annual Report recaps the past year of your life insurance policy. This document includes payments received, interest credited, and cost of insurance that was deducted on a monthly basis. It also lists month-by-month values. If applicable, the report will also reflect any partial withdrawals or outstanding loan activity on the policy.

Reprojections

A reprojection is a forecast of your policy's performance based on the current premium, current interest rates, and the costs of insurance. The reprojection accompanies the Annual Report with most permanent life insurance policies.

Reprojections are not guaranteed because interest rates and costs may change. The guaranteed values shown on the reprojections reflect the policy values at the guaranteed cost of insurance and guaranteed interest rates for the policy. These guarantee values are only valid provided future scheduled payments are made on time; and no additional partial withdrawals or loans are requested.

Request Additional Reprojections

Additional reprojections may be ordered at any time. Please contact our Administrative Office to fulfill your request.